If you are new here in the U.S you probably heard people talk about credit score and you are kind of confuse, don’t know what it means. Credit score is basically a score system used in the U.S mostly by financial institute to make a decision whether or not they can trust you to pay back a loan they are giving you or pay your bills on time. A bad or poor credit score will hurt you in many ways just like the good one will help you. Many times people who have a poor credit score don’t know how to improve them and that’s what today’s video is about. In this video i talk about 6 different ways a newcomers, permanent resident or US citizen can improve their credit score. I hope you will find the video helpful and thank you.